Sentara Coverage matches you with auto insurance built around your mileage, your vehicle, and your budget — then keeps checking that it still fits as your life changes.
No obligation. Comparing rates never affects your credit score.
Nine questions, no phone call required
Side by side, in plain English
Real people, any hour you need them
Coverage
Start with the essentials, then add only what makes sense for your vehicle and your commute.
Covers injury and property damage you are responsible for — the foundation every state requires.
Repairs your own vehicle after an impact with another car or object, whoever was at fault.
Handles the things you cannot steer around: theft, hail, fire, falling branches, and wildlife.
Protects you when the other driver has no policy or nowhere near enough coverage.
Pays medical bills for you and your passengers after a crash, regardless of who caused it.
Towing, jump starts, lockouts, flat tires, and fuel delivery — around the clock, wherever you are.
How It Works
We designed the whole process to be finished on a phone, standing in a parking lot.
Your vehicle, your mileage, who else is behind the wheel. Nine short questions, no paperwork.
We line up coverage levels and prices side by side, with the trade-offs spelled out in plain English.
Pick the policy that fits and we handle the switch. If your current one wins, we will say so.
About Us
Sentara Coverage started from a simple frustration: shopping for auto insurance meant repeating yourself to five different agents and still not understanding what you bought.
So we built the opposite. Answer a short set of questions once, see your options laid out in plain language, and talk to a licensed person only if you want to. Our partnership with Nicholas Vlass, a Certified Insurance Representative, means there is always real expertise behind the recommendation.
New driver, longtime policyholder, or somewhere in between — we will tell you honestly when your current coverage is already the better deal.
Every recommendation is backed by certified insurance professionals.
Comparing is free and walking away costs you nothing.
Rates reflect how much you drive, not a one-size-fits-all bracket.
Life changes, and we check that your coverage still makes sense.
Reviews
"I had been with the same carrier for eleven years and never questioned it. Sentara found me the same limits for about $80 less a month. The whole thing took one coffee break."
Priya Raghavan
Charlotte, NC
"What sold me was that they told me my existing comprehensive was already competitive and only recommended switching my liability. That kind of honesty is rare in this business."
Dominic Reyes
Tempe, AZ
"I drive maybe 5,000 miles a year and was paying like a daily commuter. They actually asked about mileage instead of guessing, and my rate dropped accordingly."
Hannah Okafor
Columbus, OH
It takes about three minutes, and there is nothing to cancel if you decide to stay put.